Air India SBI Signature Credit Card

(

4.2 )

Beginner

Best For: Travel

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The Air India SBI Signature Credit Card is intended for frequent travelers and travel enthusiasts who wish to accumulate rewards and exclusive benefits from Air India. Its unique selling proposition is the provision of Air India-specific benefits, including complimentary airport lounge access, priority services, and Club Vistara points for each purchase. Business travelers, habitual flyers, and loyal Air India passengers are the most suitable candidates for this program, which offers reductions on flight reservations, as well as rewards on travel, dining, and purchasing. Suitable for individuals who priorities seamless loyalty benefits and premium travel experiences.

Fees & Charges

Rewards

Features

Tools

Eligibility

Pro's & Cons

Card Details

Type of Card

Travel

Reward %

4%

Joining Fees

₹

4999

Renewal Fees

4999

APR

45%

Welcome Benefit

20,000 AirIndia Maharaja club points

Renewal Benefits

20,000 AirIndia Maharaja club points

USP's:

Enjoy complimentary membership to Air India’s highly rewarding frequent flyer programme, Anniversary gift 2,000 points

Fees & Charges

Joining & Renewal Fees

4999

Interest & Charges

Additional Charges

Rs 99 per redemption request.

Rewards

Regular Air Miles on Eligible Spends

Air India Bookings

Milestone Benefits

Yearly : Spend 5 Lakhs < RPs 20000Yearly : Spend 10 Lakhs < RPs 30000Yearly : Spend 20 Lakhs < RPs 50000

Exclusions

EMI, Education Third Party, Fuel, Government, Rent, Wallet

Rewards capping

Rewards Validity

2 Years

Redemption modes

Airline Transfer

Additional Features

Lounge Benefits

Domestic Airport : 8 per year
International Airport : No

Insurance Benefits

Lost Card Liability

Other Perks

1% fuel surcharge waiver across all the petrol stations on transactions between ₹500 and ₹4,000.

Eligibility Criteria

Age

21Y

Min

60Y

Max

Credit Score

750 Ex Min

Income

(

Self Employed

)

₹

Rs. 60000 per month

Income

(

Salaried

)

₹

Rs. 60000 per month

Other: Card-to-card eligibility requirements.

Pros

Up to 1,00,000 bonus Reward Points annually upon reaching spending milestones

Complimentary membership to Air India's Frequent Flyer Program, Flying Returns.

Earn up to 30 Reward Points per ₹100 spent on Air India bookings.

Cons

High annual fee of ₹4,999 plus taxes.

Reward Points, once converted to Air Miles, cannot be reversed.

International lounge access via Priority Pass incurs a usage fee of $27 per visit.

Terms and Conditions *

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Air India SBI Signature Credit Card (4.2)

Best For: Travel

From

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Travel	4%%	₹4999	20,000 AirIndia Maharaja club points	₹4999	20,000 AirIndia Maharaja club points	Travel	Enjoy complimentary membership to Air India’s highly rewarding frequent flyer programme, Anniversary gift 2,000 points

BPCL SBI Credit Card (4.3)

Best For: Fuel | Shopping

From

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Fuel	0.25% - 3.25%%	₹499	2,000 Activation Bonus Reward Points worth ₹500. Amazon voucher worth ₹250 on applying online	₹1499		Fuel \| Shopping	Earn 13 reward points on every ₹100 spent at BPCL outlets. 1% fuel surcharge waiver on transactions up to ₹4,000.

Club Vistara SBI Card PRIME (3.5)

Best For: Travel

From

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Travel	1.6% - 5.6%%	₹2999	Get 1 Premium Economy ticket as an E-Gift Voucher on payment of Annual / Renewal fee	₹2999		Travel	Complimentary Priority Pass Membership, Domestic Airport Lounge access, Comprehensive Insurance Cover

Club Vistara SBI Credit Card (3.5)

Best For: Travel

From

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Travel	Upto 3%%	₹2999	Get 1 Premium Economy ticket as an E-Gift Voucher on payment of Annual / Renewal fee	₹2999		Travel	Complimentary Priority Pass Membership, Domestic Airport Lounge access, Comprehensive Insurance Cover

SBI Aurum Credit Card (4.0)

Best For:

From

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Rewards	%	₹9999		₹9999